For most of us, the process of purchase to settlement is a confusing one, simply because most of us only buy a property every five to 10 years, or often less frequently.
Wherever you have a query or concern, you should be seeking guidance and assistance from your settlement agent.
It should also be noted that settlement fees are higher for a buyer than a seller; this is simply because the process is more complex and requires numerous additional tasks to be undertaken when acting for a buyer.